what is travel insurance and what does it cover

what is travel insurance and what does it cover 

Travel Insurance is defined as an insurance model given to people who travel, covering the losses resulting from accidents that may occur to the traveler while traveling, including payment for any medical treatment, or the loss of money and property during travel.

 Types of travel insurance

 Travel always involves many risks, such as injury to disease, exposure to a specific accident, or loss and theft of property, and other accidents, so travel insurance provides assistance to reduce financial losses related to these lost, and there are five main types of travel insurance, which are:

Aviation insurance:

 It is a life insurance policy in the event of a plane crash during flight. Luggage insurance: This type of insurance covers the luggage of travelers in the event of delay, loss, or damage during the trip, with some exceptions to the prices of jewelry or expensive electronics.

Flight Cancellation Insurance:

 This type covers expenses resulting from canceling the trip for unexpected reasons, such as health problems, accidents, and bad weather conditions, as it covers the non-refundable fees that were paid to obtain the flight.

Medical Insurance:

It provides discounts for international travelers, who are not covered by their health insurance outside the country, to cover the traveler's health care expenses.

Evacuation insurance:

This type covers the cost of transporting a traveler to a medical facility for emergency treatment, as some of these types may cover dangerous sporting activities, such as skydiving.

Purchase travel insurance

 Travel insurance varies according to cost, exceptions, and insurance coverage, where coverage can be available for one trip; it covers the trip of people who travel from time to time, or multiple travel; which provides coverage for many trips within one year, so that one trip does not exceed thirty days , Or annual travel; which provides coverage for a full year, so the buyer must be aware of all insurance terms before purchasing it from the company, and it is worth noting that the premiums depend in addition to the period of coverage on its type, the age of the traveler, the destination of the trip, in addition to the cost of the trip .